{
    "schema": "lombard-antal/prices",
    "version": "2026-10-09",
    "valid_from": "2026-10-09",
    "currency": "RUB",
    "note": "Черновик: разделы tech, rates и gold заполнены.",
    "tech": {
        "basis": "Максимальная сумма займа за исправное устройство стандартной конфигурации в хорошем состоянии с комплектом. Точную сумму называют после проверки в отделении.",
        "acceptance_rules": [
            "Всю технику проверяем на лизинг.",
            "MacBook старше 2018 года не принимаем.",
            "Ноутбуки на Windows старше 2019 года не принимаем.",
            "Android-смартфоны старше 2025 года не принимаем."
        ],
        "by_inspection": [
            "Android-смартфоны",
            "Ноутбуки на Windows",
            "iPad",
            "iMac",
            "MacBook в конфигурациях, которых нет в прайсе (Max и др.)"
        ],
        "deductions": [
            {
                "id": "no_kit",
                "label": "Нет комплекта",
                "amount_rub": -1000,
                "applies_to": [
                    "iphone",
                    "macbook_air",
                    "macbook_pro"
                ]
            },
            {
                "id": "battery_below_90",
                "label": "Аккумулятор ниже 90%",
                "amount_rub": -5000,
                "applies_to": [
                    "iphone"
                ]
            },
            {
                "id": "watch_no_charger",
                "label": "Часы без зарядки",
                "amount_rub": -3000,
                "applies_to": [
                    "watch"
                ]
            },
            {
                "id": "scratches",
                "label": "Царапины",
                "amount_rub_from": -1000,
                "by_inspection": true,
                "applies_to": [
                    "iphone",
                    "macbook_air",
                    "macbook_pro",
                    "watch",
                    "airpods"
                ]
            },
            {
                "id": "damage",
                "label": "Повреждения",
                "by_inspection": true,
                "applies_to": [
                    "iphone",
                    "macbook_air",
                    "macbook_pro",
                    "watch",
                    "airpods"
                ]
            }
        ],
        "categories": {
            "iphone": {
                "name": "iPhone",
                "storage_surcharge_rub": {
                    "512": 5000,
                    "1024": 10000
                },
                "storage_note": "64, 128 и 256 ГБ оцениваются одинаково; надбавка только за 512 ГБ и 1 ТБ.",
                "models": [
                    {
                        "id": "iphone-12-mini",
                        "name": "iPhone 12 mini",
                        "max_loan_rub": 5000,
                        "base_storage_gb": 64
                    },
                    {
                        "id": "iphone-12",
                        "name": "iPhone 12",
                        "max_loan_rub": 5000,
                        "base_storage_gb": 64
                    },
                    {
                        "id": "iphone-12-pro",
                        "name": "iPhone 12 Pro",
                        "max_loan_rub": 7000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-12-pro-max",
                        "name": "iPhone 12 Pro Max",
                        "max_loan_rub": 10000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-13-mini",
                        "name": "iPhone 13 mini",
                        "max_loan_rub": 6000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-13",
                        "name": "iPhone 13",
                        "max_loan_rub": 8000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-13-pro",
                        "name": "iPhone 13 Pro",
                        "max_loan_rub": 11000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-13-pro-max",
                        "name": "iPhone 13 Pro Max",
                        "max_loan_rub": 14000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-14",
                        "name": "iPhone 14",
                        "max_loan_rub": 12000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-14-plus",
                        "name": "iPhone 14 Plus",
                        "max_loan_rub": 13000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-14-pro",
                        "name": "iPhone 14 Pro",
                        "max_loan_rub": 16000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-14-pro-max",
                        "name": "iPhone 14 Pro Max",
                        "max_loan_rub": 20000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-15",
                        "name": "iPhone 15",
                        "max_loan_rub": 17000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-15-plus",
                        "name": "iPhone 15 Plus",
                        "max_loan_rub": 18000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-15-pro",
                        "name": "iPhone 15 Pro",
                        "max_loan_rub": 25000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-15-pro-max",
                        "name": "iPhone 15 Pro Max",
                        "max_loan_rub": 30000,
                        "base_storage_gb": 256
                    },
                    {
                        "id": "iphone-16e",
                        "name": "iPhone 16e",
                        "max_loan_rub": 15000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-16",
                        "name": "iPhone 16",
                        "max_loan_rub": 25000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-16-plus",
                        "name": "iPhone 16 Plus",
                        "max_loan_rub": 35000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-16-pro",
                        "name": "iPhone 16 Pro",
                        "max_loan_rub": 35000,
                        "base_storage_gb": 128
                    },
                    {
                        "id": "iphone-16-pro-max",
                        "name": "iPhone 16 Pro Max",
                        "max_loan_rub": 40000,
                        "base_storage_gb": 256
                    },
                    {
                        "id": "iphone-17",
                        "name": "iPhone 17",
                        "max_loan_rub": 40000,
                        "base_storage_gb": 256
                    },
                    {
                        "id": "iphone-17-air",
                        "name": "iPhone Air",
                        "max_loan_rub": 40000,
                        "base_storage_gb": 256
                    },
                    {
                        "id": "iphone-17-pro",
                        "name": "iPhone 17 Pro",
                        "max_loan_rub": 45000,
                        "base_storage_gb": 256
                    },
                    {
                        "id": "iphone-17-pro-max",
                        "name": "iPhone 17 Pro Max",
                        "max_loan_rub": 50000,
                        "base_storage_gb": 256
                    }
                ]
            },
            "macbook_air": {
                "name": "MacBook Air",
                "storage_surcharge_rub": {
                    "512": 5000,
                    "1024": 10000
                },
                "storage_note": "Надбавка за 512 ГБ +5 000 ₽, за 1 ТБ +10 000 ₽ к стандартной конфигурации.",
                "models": [
                    {
                        "id": "macbook-air-2018-intel",
                        "name": "MacBook Air 13\" Retina Intel (2018)",
                        "max_loan_rub": 8000
                    },
                    {
                        "id": "macbook-air-2019-intel",
                        "name": "MacBook Air 13\" Retina Intel (2019)",
                        "max_loan_rub": 10000
                    },
                    {
                        "id": "macbook-air-m1",
                        "name": "MacBook Air 13\" M1 (2020)",
                        "max_loan_rub": 15000
                    },
                    {
                        "id": "macbook-air-13-m2",
                        "name": "MacBook Air 13\" M2 (2022)",
                        "max_loan_rub": 25000
                    },
                    {
                        "id": "macbook-air-15-m2",
                        "name": "MacBook Air 15\" M2 (2023)",
                        "max_loan_rub": 30000
                    },
                    {
                        "id": "macbook-air-13-m3",
                        "name": "MacBook Air 13\" M3 (2024)",
                        "max_loan_rub": 35000
                    },
                    {
                        "id": "macbook-air-15-m3",
                        "name": "MacBook Air 15\" M3 (2024)",
                        "max_loan_rub": 40000
                    },
                    {
                        "id": "macbook-air-13-m4",
                        "name": "MacBook Air 13\" M4 (2025)",
                        "max_loan_rub": 40000
                    },
                    {
                        "id": "macbook-air-15-m4",
                        "name": "MacBook Air 15\" M4 (2025)",
                        "max_loan_rub": 45000
                    }
                ]
            },
            "macbook_pro": {
                "name": "MacBook Pro",
                "storage_surcharge_rub": null,
                "storage_note": "Сумма — за стандартную конфигурацию. Если памяти или оперативной памяти больше, сумма может быть выше — индивидуально, по осмотру.",
                "models": [
                    {
                        "id": "macbook-pro-13-2018-intel",
                        "name": "MacBook Pro 13\" Intel (2018)",
                        "max_loan_rub": 11000
                    },
                    {
                        "id": "macbook-pro-13-2019-intel",
                        "name": "MacBook Pro 13\" Intel (2019)",
                        "max_loan_rub": 13000
                    },
                    {
                        "id": "macbook-pro-13-m1",
                        "name": "MacBook Pro 13\" M1 (2020)",
                        "max_loan_rub": 20000
                    },
                    {
                        "id": "macbook-pro-14-m1-pro",
                        "name": "MacBook Pro 14\" M1 Pro (2021)",
                        "max_loan_rub": 30000
                    },
                    {
                        "id": "macbook-pro-16-m1-pro",
                        "name": "MacBook Pro 16\" M1 Pro (2021)",
                        "max_loan_rub": 35000
                    },
                    {
                        "id": "macbook-pro-13-m2",
                        "name": "MacBook Pro 13\" M2 (2022)",
                        "max_loan_rub": 30000
                    },
                    {
                        "id": "macbook-pro-14-m2-pro",
                        "name": "MacBook Pro 14\" M2 Pro (2023)",
                        "max_loan_rub": 35000
                    },
                    {
                        "id": "macbook-pro-16-m2-pro",
                        "name": "MacBook Pro 16\" M2 Pro (2023)",
                        "max_loan_rub": 40000
                    },
                    {
                        "id": "macbook-pro-14-m3",
                        "name": "MacBook Pro 14\" M3 (2023)",
                        "max_loan_rub": 40000
                    },
                    {
                        "id": "macbook-pro-14-m3-pro",
                        "name": "MacBook Pro 14\" M3 Pro (2023)",
                        "max_loan_rub": 50000
                    },
                    {
                        "id": "macbook-pro-16-m3-pro",
                        "name": "MacBook Pro 16\" M3 Pro (2023)",
                        "max_loan_rub": 70000
                    },
                    {
                        "id": "macbook-pro-14-m4",
                        "name": "MacBook Pro 14\" M4 (2024)",
                        "max_loan_rub": 65000
                    },
                    {
                        "id": "macbook-pro-14-m4-pro",
                        "name": "MacBook Pro 14\" M4 Pro (2024)",
                        "max_loan_rub": 80000
                    },
                    {
                        "id": "macbook-pro-16-m4-pro",
                        "name": "MacBook Pro 16\" M4 Pro (2024)",
                        "max_loan_rub": 90000
                    },
                    {
                        "id": "macbook-pro-14-m5",
                        "name": "MacBook Pro 14\" M5 (2025)",
                        "max_loan_rub": 75000
                    }
                ]
            },
            "watch": {
                "name": "Apple Watch",
                "models": [
                    {
                        "id": "watch-s8-41",
                        "name": "Apple Watch Series 8 41 мм",
                        "max_loan_rub": 3000
                    },
                    {
                        "id": "watch-s8-45",
                        "name": "Apple Watch Series 8 45 мм",
                        "max_loan_rub": 4000
                    },
                    {
                        "id": "watch-s9-41",
                        "name": "Apple Watch Series 9 41 мм",
                        "max_loan_rub": 5000
                    },
                    {
                        "id": "watch-s9-45",
                        "name": "Apple Watch Series 9 45 мм",
                        "max_loan_rub": 6000
                    },
                    {
                        "id": "watch-s10-42",
                        "name": "Apple Watch Series 10 42 мм",
                        "max_loan_rub": 9000
                    },
                    {
                        "id": "watch-s10-46",
                        "name": "Apple Watch Series 10 46 мм",
                        "max_loan_rub": 11000
                    },
                    {
                        "id": "watch-s11-42",
                        "name": "Apple Watch Series 11 42 мм",
                        "max_loan_rub": 14000
                    },
                    {
                        "id": "watch-s11-46",
                        "name": "Apple Watch Series 11 46 мм",
                        "max_loan_rub": 15000
                    },
                    {
                        "id": "watch-se3-40",
                        "name": "Apple Watch SE 3 40 мм",
                        "max_loan_rub": 8000
                    },
                    {
                        "id": "watch-se3-44",
                        "name": "Apple Watch SE 3 44 мм",
                        "max_loan_rub": 10000
                    },
                    {
                        "id": "watch-ultra-1",
                        "name": "Apple Watch Ultra 49 мм",
                        "max_loan_rub": 13000
                    },
                    {
                        "id": "watch-ultra-2",
                        "name": "Apple Watch Ultra 2 49 мм",
                        "max_loan_rub": 20000
                    },
                    {
                        "id": "watch-ultra-3",
                        "name": "Apple Watch Ultra 3 49 мм",
                        "max_loan_rub": 32000
                    }
                ]
            },
            "airpods": {
                "name": "AirPods",
                "models": [
                    {
                        "id": "airpods-3",
                        "name": "AirPods 3",
                        "max_loan_rub": 3000
                    },
                    {
                        "id": "airpods-4",
                        "name": "AirPods 4",
                        "max_loan_rub": 5000
                    },
                    {
                        "id": "airpods-pro-2",
                        "name": "AirPods Pro 2",
                        "max_loan_rub": 3000
                    },
                    {
                        "id": "airpods-pro-3",
                        "name": "AirPods Pro 3",
                        "max_loan_rub": 5000
                    }
                ]
            }
        }
    },
    "rates": {
        "basis": "Проценты начисляются ежедневно от суммы займа; копейки в дневном начислении отбрасываются (округление вниз).",
        "term_days": 30,
        "tiers_monthly_percent": {
            "gold": [
                {
                    "from_rub": 0,
                    "to_rub": 100000,
                    "monthly_percent": 8
                },
                {
                    "from_rub": 100001,
                    "to_rub": 200000,
                    "monthly_percent": 6
                },
                {
                    "from_rub": 200001,
                    "to_rub": null,
                    "monthly_percent": 5
                }
            ],
            "tech": [
                {
                    "from_rub": 0,
                    "to_rub": 50000,
                    "monthly_percent": 10
                },
                {
                    "from_rub": 50001,
                    "to_rub": 100000,
                    "monthly_percent": 8
                },
                {
                    "from_rub": 100001,
                    "to_rub": 200000,
                    "monthly_percent": 6
                },
                {
                    "from_rub": 200001,
                    "to_rub": null,
                    "monthly_percent": 5
                }
            ]
        },
        "daily_interest_formula": "floor(сумма_займа × ставка_в_месяц ÷ 30), в копейках",
        "promotions_excluded": "Акции (например, «новым клиентам 14 дней без процентов») в расчёт не входят.",
        "term_note": "Займ выдаётся на 30 дней; продлить можно, оплатив проценты."
    },
    "gold": {
        "valid_from": "2026-09-20",
        "basis": "Оценочная стоимость залога за 1 грамм по пробе. Точную сумму называют после осмотра изделия товароведом.",
        "appraisal_per_gram_rub": {
            "333": 3130,
            "375": 3500,
            "500": 4700,
            "585": 5500,
            "750": 7050,
            "900": 8460,
            "958": 9000,
            "999": 9390
        }
    },
    "brand": {
        "name": "Ломбард А1",
        "legal_name": "ООО «Ломбард Антал»",
        "ogrn": "1197746083688",
        "inn": "9725002354",
        "cbr_registry_url": "https://www.cbr.ru/finorg/foinfo/?ogrn=1197746083688",
        "in_cbr_registry_since": "2019-02-11",
        "sites": {
            "gold": "https://a1lombard.ru/",
            "tech": "https://apple-kredit.ru/"
        },
        "statement": "«Ломбард А1» — бренд ООО «Ломбард Антал», включённого в государственный реестр ломбардов Банка России. Сайты a1lombard.ru (золото) и apple-kredit.ru (техника), три общих отделения в Москве.",
        "phone": "+7 (495) 180-04-74",
        "branches": [
            {
                "id": "kolomenskaya",
                "metro": "Коломенская",
                "address": "Москва, Нагатинская набережная, д. 22, корп. 2",
                "hours": "ежедневно 10:00–21:00"
            },
            {
                "id": "sevastopolskaya",
                "metro": "Севастопольская",
                "address": "Москва, Малая Юшуньская ул., д. 1, корп. 1",
                "hours": "ежедневно 09:00–21:00"
            },
            {
                "id": "polezhaevskaya",
                "metro": "Полежаевская",
                "address": "Москва, Хорошёвское шоссе, д. 84, корп. 1",
                "hours": "ежедневно 09:00–21:00"
            }
        ]
    }
}